Acquisition Financing

Easy Financing for Healthcare Businesses and Doctors

APPLY NOW

What is meant by Acquisition Financing?

Capital that is received with the intention of purchasing another company is known as acquisition finance. By providing quick resources that can be used for the deal, acquisition finance enables customers to fulfil their current acquisition objectives.

How does Acquisition Financing work?

If a business is searching for purchase finance, it has a variety of options. Favourable rates for acquisition finance can assist smaller businesses in achieving economies of scale, which is typically regarded as an efficient way to expand the size of the business' activities.

A business looking for acquisition financing can apply for loans from regular banks and lending firms that focus on this market. Private lenders could be able to lend money to businesses that don't fit a bank's criteria. However, compared to bank finance, a business can discover that financing through private lenders has higher interest rates and costs.

If the company to be acquired has a consistent stream of revenues, steady or increasing, which is a cash metric that would help the acquirer to pay back the debt obligations from the loan on the acquisition, substantial or sustained profits, and valuable assets for collateral, a bank might be more likely to approve financing.

Comparatively, when trying to finance the acquisition of a business that mostly relies on accounts receivables rather than cash flow, getting bank permission might be challenging. Hence, apply with us! We offer funding within 2 business days after the application process has been completed.

Small businesses that meet these requirements are eligible to loans from GetCapitalToday:

  • US-based business with at least 1 year in operation
  • Minimum monthly revenue of $15,000 or a stable cash flow

Further terms and conditions apply.

Acquisition financing

A small increase in capital can have a significant positive impact

An increase in funding can frequently be quite beneficial when making acquisitions. We can offer business loans that support your company's ongoing cash flow or working capital needs in addition to acquisition costs.

Choosing GetCapitalToday can be a wise choice if you need a speedy infusion of capital to help your company finalise a purchase. We appreciate the importance of time, a high likelihood of funding, and straightforward processing thanks to our years of expertise as an alternative lender. We have strived to make sure that these characteristics are still important in every trade and that, despite market changes, our procedures always improve to serve our clients.

In addition to using their own funds, some borrowing companies borrow money from GetCapitalToday just when it becomes necessary to manage the cash flow of their operational enterprises. Such a plan can in fact be practical for many instances because our loans are often credited to qualified businesses in just 2 business days.

GetCapitalToday: Acquisition Financing with No Collateral

Unsecured business loans are frequently thought of as the best type of finance for purchases. No valuable assets must be pledged as collateral for our loans. This way, you won't have to worry about losing something valuable if you can't make a loan payment on time. Instead, specific provisions in our loan agreement must be followed, and depending on your eligibility at the time of the arrangement, these provisions may offer varied degrees of flexibility. If you ever feel the need for it, feel free to contact our team at any time to learn more about the alternatives for flexible payments.

A small increase in capital can have a significant positive impact

An increase in funding can frequently be quite beneficial when making acquisitions. We can offer business loans that support your company's ongoing cash flow or working capital needs in addition to acquisition costs.

Choosing GetCapitalToday can be a wise choice if you need a speedy infusion of capital to help your company finalise a purchase. We appreciate the importance of time, a high likelihood of funding, and straightforward processing thanks to our years of expertise as an alternative lender. We have strived to make sure that these characteristics are still important in every trade and that, despite market changes, our procedures always improve to serve our clients.

In addition to using their own funds, some borrowing companies borrow money from GetCapitalToday just when it becomes necessary to manage the cash flow of their operational enterprises. Such a plan can in fact be practical for many instances because our loans are often credited to qualified businesses in just 2 business days.

Why Do Businesses Need Business Acquisition Financing?

Loans for business acquisition are only available for buying franchises or new firms. These are a few of the most typical reasons for securing funding for business acquisitions.

Purchase of a Business

A business acquisition loan is mostly used to finance the acquisition of an existing business, as might be expected. The company is used as collateral for the loan, but as most businesses are complicated combinations of assets, people, and intangible property, you'll still need to put up a sizeable sum of your own cash in order to secure financing.

Purchasing a Partner

Business acquisition loans can be used to buy out a partner in your own firm in addition to buying out a whole company. Since buying out a partner doesn't provide any new revenue streams, it can be difficult to get funding from conventional banks.

Asset acquisitions that are not tangible

Purchasing tangible assets that can be sold in the event of a failure, such as real estate and expensive equipment, is typically no problem for traditional banks. However, what about things like brand names, copyrights, and software? You'll require an alternate lender or an SBA-backed business acquisition loan to pay for these costs. The majority of banks simply don't want to take the risk of dealing with intangibles.

Key points to be kept in mind while applying for Acquisition Financing

There may be various eligibility restrictions depending on the type of loan and lender you employ for your business acquisition. For any loan application for a business acquisition, there are a few specific requirements.

1. The business's valuation and financial statements

The value of the company you're buying, as well as evidence that it generates enough money to repay your payments, are requirements for lenders. Tax returns, profit-loss statements, and cash flow statements are all examples of financial statements.

2. Letter of Intent

You'll need evidence that the prior owner is willing to sell the firm to you and the price they'll accept before you can buy it. Ask the seller to create a letter of intent outlining the parameters of the sale.

3. Projections of Sales and the Business Plan

You'll need to present the company's past financial performance as well as your expectations for the future after you own it. A business plan will show that you understand how to manage a successful company that brings in enough revenue to cover your loan obligations.

4. Collateral and Down Payment

Most lenders will require a down payment of 10% or more because they need to know you have some stake in the transaction. The firm itself can serve as collateral if the acquisition involves assets like real estate and expensive equipment. The lender will demand additional collateral that may be sold if you were to fail, though, if they don't believe the company can be liquidated quickly.

Get a Business Acquisition Loans today with GetCapitalToday

When looking for a business acquisition loan, traditional banks are frequently the first option considered, but these loans are the most difficult to qualify for and have the least flexible payback terms. The Business Acquisition loans from GetCapitalToday are the ideal solution to fund your new business endeavour without using up any of your current working capital.

You may easily submit an application for company acquisition loans from GetCapitalToday and get accepted thanks to their financing standards. Let's collaborate to identify the best option for your company. To find out how we help expedite and simplify your upcoming business transaction, contact us right away!

Get Started
Consumer Notice

This website provides information about loan products and features and offers a medium to share details relevant to loan applications. All information and data is provided by and to GetCapitalToday or one of its partners. You are under no obligation to use GetCapitalToday services to initiate contact, nor to apply for credit or any loan product with any service provider or lender. This service is not available in all states.

Consumers submitting an application for a loan to GetCapitalToday incur no cost for the application. All fees and rate information will be disclosed to consumers by the lender at the time of loan approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided to you by the lender. This document will contain all fees and rate information pertaining to the loan being offered by the lender. Consumers are required to review the fee and rate information provided at this time thoroughly and completely before agreeing to the terms of the loan. Consumers are under no obligation to accept these terms.

Terms such as “no hard credit check”, “same day approval”, “instant approval”, “instant deposit”, “one hour deposit”, “instant loan”, “instant business loan”, etc. are only indicative in nature. Certain conditions, federal or state laws and safety considerations may require for the loan approval and/or disbursal process to deviate from what such terms may imply. All loan products are subject to various terms and conditions and parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.

All loans offered here are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties are advised to seek professional debt and credit counselling.

The states this website services may change from time to time and without notice. GetCapitalToday does not guarantee that completing an application form will result in you being provided a loan approval, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a lender.

GetCapitalToday and any of the lending partners will not require credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union prior to loan approval. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances.