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Your Queries Answered

1. How can a business loan help my small business?

A business loan can help you deal with cash flow challenges. It can be used to expand physical location, buy equipment, purchase additional inventory, benefit from business growth opportunities, hire additional employees, etc.

MCA stands for Merchant Cash Advance. Although, not exactly a loan, it is a financing product that offers quick access to funds in exchange of a portion of your future revenues.

We offer fast funding solutions online with no stringent loan requirements and seek no collaterals, no faxing and no business plans.

You can borrow anything between $2,500 and $2M based on the stability of your business and monthly income.

A small or mid-sized business with a minimum of 1 year in operation
Minimum monthly revenue of $15,000 or a stable cash flow

Once you are approved a business loan and you accept the loan offer, you will receive your funds on the next business day.

No, loan application is free of any charges.

Direct lending is a type of corporate debt provision where the "direct lender" is the entity that deals with the end customer without any intermediaries such as brokers.

We provide business loans to any kind of small to medium-sized business irrespective of the industry type.

A simple factoring rate is charged based upon the funded amount, the loan terms and the business strength.

We do not base our approval criteria solely upon your credit score. The overall performance and stability of your business is key to securing our business loans.

Repayments are typically automatic. For your convenience, it is deducted from your business checking account electronically on the due date(s).

Didn't find your query answered here? E-mail us at support@getcapitaltoday.com

Consumer Notice

This website provides information about loan products and features and offers a medium to share details relevant to loan applications. All information and data is provided by and to GetCapitalToday or one of its partners. You are under no obligation to use GetCapitalToday services to initiate contact, nor to apply for credit or any loan product with any service provider or lender. This service is not available in all states.

Consumers submitting an application for a loan to GetCapitalToday incur no cost for the application. All fees and rate information will be disclosed to consumers by the lender at the time of loan approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided to you by the lender. This document will contain all fees and rate information pertaining to the loan being offered by the lender. Consumers are required to review the fee and rate information provided at this time thoroughly and completely before agreeing to the terms of the loan. Consumers are under no obligation to accept these terms.

Terms such as “no hard credit check”, “same day approval”, “instant approval”, “instant deposit”, “one hour deposit”, “instant loan”, “instant business loan”, etc. are only indicative in nature. Certain conditions, federal or state laws and safety considerations may require for the loan approval and/or disbursal process to deviate from what such terms may imply. All loan products are subject to various terms and conditions and parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.

All loans offered here are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties are advised to seek professional debt and credit counselling.

The states this website services may change from time to time and without notice. GetCapitalToday does not guarantee that completing an application form will result in you being provided a loan approval, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a lender.

GetCapitalToday and any of the lending partners will not require credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union prior to loan approval. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances.